Does it cost more to use a broker?

No. Credit insurance policies are typically Inland Marine controlled contracts. This means that whether you go direct and try to figure this out on your own or go through a qualified broker the rates are the same. The value a broker provides is with the evaluation, quotation and implementation of the program. We structure the contract in your best interests - not the carrier's. Also, we assist in mandatory reporting requirements and a pre-claims review prior to claim submission.